How it works
From first inquiry to a plan you can operate yourself, one step at a time.
The engagement, step by step
The process is deliberately small. Most of the value sits in the first conversation and the written plan, not in a long programme of meetings.
- You send an inquiry. A few lines about your situation, through the form or by email. We come back to you within two working days to set up a time.
- A short review call. Roughly twenty minutes to understand your income pattern, your fixed costs and what you want the plan to address. No charge, no obligation.
- The working consultation. We go through your real figures together and agree the priorities: cash flow, reserves, tax habits and the long-term view.
- A written plan. You receive a short document with the next steps in priority order, sized to your actual runway, written so you can act on it without us.
- A follow-up check. A brief touch-point a few weeks later to see whether the habits are holding and whether anything needs adjusting.
How long it takes
Most of the work is front-loaded into the working consultation. From inquiry to written plan is usually within two weeks, depending on how quickly your figures come together.
What it costs to talk first
The review call is free. If you decide to proceed, any fee for the working consultation and written plan is confirmed with you before you commit. Specific fees are confirmed with you directly, not advertised on this page, because they depend on the scope of your situation.
What happens if it is not the right fit
If a regulated service is what you need — investment management, tax filing, a licensed product — we will say so during the review call and direct you toward someone who can help. There is no obligation to continue.
Start with a first inquiry, or look at the services we offer.